Chinese New Year is already here. In order to welcome the Chinese Year, you can travel to the places you have never been or places you like to visit again and again. There are hundreds of things you should do before you lock your house and go for traveling. However, writing down “100 things to do” in one article will be long and boring, therefore, I am focusing on only 8 things to do before you begin your travel. Here is 8-point travel checklist that you need to follow so that you will be able to protect your property and other valuable items in your house when you are traveling.
1. Valuable items in your house should be less than $5,000
Do you know $5,000 is a magic number? In most cases this is the maximum sum that will be covered by insurance. Even though you might have read “we provide 100 million worth coverage” on any insurance company brochure, the truth is the maximum coverage from insurance is not more than $5000. This implies, if your house is looted and your 1 million worth jewelry taken, you will get just about $5000 in compensation. If there is a fire and your $15000 rolex watch is lost, you will get only $5000, sometimes even less. When you lose cash, you will only get around $250 as compensation and most of the time you will get nothing.
Therefore, when you are insuring, read the insurance company’s policy carefully. You should always have the valuable that is actually covered by the insurance policy. You must keep jewelry, cash and other valuables in the bank locker.
2. Turn off electrical appliances, including air conditioner
If the remote control of the electrical appliances such as air conditioner is on standby mode, it is not off. You should always completely turn off your electrical and electronic devices whenever you are leaving your house. In Singapore, air conditioners are said to be the main cause of electrical fires in houses.
There is also another benefit of turning off electrical appliances such as air conditioner. You will also save a lot of money in your electricity bill.
3. Have a bucket or rags under the pipes
You should also take precaution for water leakage in your bathroom or kitchen. Place a bucket or rags under the taps or faucets. This will save your house from becoming a pool when you are away in the event there there’s a leakage. When there is a leakage in bathroom or kitchen, water may flood into your drawing or bedroom and damage your valuable carpet. If you have wooden flooring, water may damage your floor.
4. Inform your neighbours
When you are away, you should always have someone to watch your house in case there are unwanted activities in your house. Asking your neighbors to watch your house when you are away is better than having CCTV.
CCTV will only record what’s happening, it cannot help to stop unwanted activities. On the other hand, if something happens, for instance thieves break inot your house, your house catches fire, your neighbors can call police or fireman. Neighbors might even help when there is gas leakage in your house.
5. Empty the fridge when you are away
How long will you be traveling? A week, a month? Why should you let the fridge run when you are away? When you are making plans for traveling, you should also start emptying your fridge. This has many benefits, you will save electricity bills as well as stop maggots from breeding in case fridge breaks. You will also save yourself from the bad smell due to fridge break up.
6. Turn off all the power sockets
Remember, if your electrical appliances are connected with the wall sockets, your devices are using electricity even if they might be turned off. Therefore, when you are away, unplug all your devices from the power sockets. When the devices are always connected to the power, you are not only paying more electricity bill, but also increasing the chances of accidents due to short circuit.
7. Do you have the spare key
You are traveling and you take your keys with you. What if your keys are lost in the strange places? When keys are lost, you will have to incur financial obligations to break the locks in your house and buy the new ones. Therefore, when you are traveling, it is a good idea to give the spare keys to someone you can trust, for instance, your parents, siblings, even neighbors. Giving spare keys to someone who lives nearby also has an advantage. In the events such as gas leak, fire or burglary, the person who has the key can attend your house and sort out the problems.
8. Do you have home content insurance?
In case you don’t have home content insurance, you should consider buying it immediately when you are going for a vacation. You don’t have t walk miles to get insurance for your home content. Technology has made our life easy, within minutes you can find a policy that suits you, and get it approved just in few days. If you have home content insurance and something unwanted happens, you will have a coverage. Imagine, your bed is stolen. If you have home content insurance, you will be compensated for your loss and you will have money to buy a new bed. Home content insurance will also pay you for temporary accommodation, if necessary. You will be covered for renovation as well as goods storage. In case you go through accidents when you are traveling, insurance can come handy.